Household Collateral Calculation
Taxable-account collateral methodology
The system reviews all taxable accounts, maps each holding to its Orion Product Sub Type, applies the corresponding credit percentage to market value, and adds 100% of custodial cash held in taxable accounts.
HH Collateral Credit = Σ(Holding Market Value × Credit %) + Custodial Cash in Taxable Accounts
| Product Sub-Type | Credit % | Price Floor | Wait |
|---|---|---|---|
| Account Balance | 0% | ||
| ADR | 50% | ||
| Agency Bond | 80% | ||
| Call | 0% | ||
| Called Bond | 0% | ||
| Cash or Equivalent | 100% | ||
| CD | 0% | ||
| Closed End Fund | 50% | $3.00 | |
| Common Stock | 50% | $3.00 | |
| Corporate Bond | 70% | ||
| Currency | 0% | ||
| ETF | 50% | ||
| Exchange Traded Note | 50% | ||
| Fixed Annuity | 0% | ||
| Fixed Rate Capital Security | 0% | ||
| Foreign Bond | 50% | ||
| Foreign Bond - USD | 50% | ||
| Foreign Stocks | 50% | $3.00 | |
| Hedge Fund | 0% | ||
| Hybrid Debt Security | 0% | ||
| Limited Partnership | 0% | ||
| Loan | 0% | ||
| Municipal Bond | 75% | ||
| Mutual Fund | 50% | 30d | |
| Other | 0% | ||
| Preferred ADS | 50% | $3.00 | |
| Preferred Stock | 50% | $3.00 | |
| Principal Paydown | 0% | ||
| Private Equity | 0% | ||
| Put | 0% | ||
| Real Estate | 0% | ||
| REIT | 50% | $3.00 | |
| Royalty Trust | 50% | $3.00 | |
| Shares/Units | 0% | ||
| TIPS | 90% | ||
| Treasury Bond | 90% | ||
| UIT | 0% | ||
| Undefined | 0% | ||
| Underlying Fund | 0% | ||
| Variable Annuity | 0% | ||
| Variable Preferred Stock | 50% | $3.00 | |
| VUL | 0% | ||
| Warrants/Rights | 0% |